While insurance companies usually aren’t directly responsible for Louisiana truck accidents, they often have control over how much compensation you recover. That fact means knowing how to deal with trucking companies and their insurers is crucial.
Here are five reasons that dealing with trucking insurance companies alone is a bad idea:
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They May Pressure You to Accept a Lowball Settlement
The trucking company’s insurance adjuster may act friendly and seem eager to help after an accident, but their goal is to pay you as little as possible. They often offer quick settlements before you know how badly you’re hurt or how long your recovery might take. Accordingly, these early offers rarely cover the full cost of medical care, lost wages, and the long-term impacts of your injury, which could be resolved under the trucking company’s accident policy.
With a Lafayette truck accident lawyer on your side, an insurer won’t rush you into signing away your rights for less than your case is worth.
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You Might Not Know the True Value of Your Claim
Truck accident claims can involve losses beyond emergency medical bills and vehicle repairs. You may be eligible for compensation for future medical expenses, lost earning potential, pain and suffering, and emotional distress. Without legal experience, it’s hard to know what your case is truly worth.
A truck accident attorney in Lafayette can assess your losses, gather supporting evidence, and fight for compensation that reflects your claim’s full value.
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They May Use Your Words Against You
Insurance companies are trained to twist your words and use them to weaken your case. Talking to the trucking company or their insurer without legal guidance can jeopardize your chances of receiving fair compensation.
Something as simple as saying “I’m fine” at the scene or in a recorded statement could suggest your injuries aren’t serious. Our firm can speak on your behalf and protect you from these strategies.
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They Use Delay Tactics to Wear You Down
Trucking companies and their insurers sometimes drag out the claims process, hoping you’ll get frustrated or desperate enough to settle for less than your claim’s full worth or abandon your personal injury claim altogether. They may take weeks to return calls, request unnecessary paperwork, or “lose” key documents. These delay tactics are designed to make you give up.
An experienced attorney will know how to handle truck accident insurers and can push back against these tricks, keep your case moving forward, and hold the trucking company accountable every step of the way.
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The Legal Process Is Complicated and Stacked Against Victimslawy
Truck accidents often involve multiple parties, complex federal regulations, and big legal teams on the other side. Evidence such as truck driver logs, black box data, and maintenance records can disappear quickly if you don’t act fast. Without legal help, it’s easy to get overwhelmed or make mistakes.
The Thibeaux Firm can gather and preserve evidence and negotiate on your behalf so you can focus on healing.
Take Action: Contact a Lafayette Truck Accident Attorney Today
People throughout Louisiana know Attorney Omar Thibeaux as “The 25 Percent Attorney” because of his commitment to letting you keep more of your money from a truck accident settlement. His attorney fees will only be 25% of your settlement or award.
Trust our firm to stick up for you and fight for compensation that truly reflects the harm you suffered in a crash. Call now or complete our contact form for a free consultation.
